Ar-Rahnu X'Change

Franchise Islamic pawnshop chain affiliated with Bank Rakyat .

Butiran Pinjaman

Margin Tier 1

65%

Margin Tier 2

80%

Tempoh Pinjaman Tier 1

6 bulan

Tempoh Pinjaman Tier 2

9 (with one renewal) bulan

Had Maksimum Pinjaman

Maksimum Tier 1

RM10,000/day up to RM50,000 per txn (basic)

Maksimum Tier 2

N/A

Maksimum Tier 3

RM100,000/day (Az-Zahab)

Maksimum Individu

N/A

Maksimum Syarikat

N/A

Kadar Upah Simpan (Per RM100/Bulan)

Tier 1

RM 0.65-0.75

Tier 2

RM 0.75-0.85

Tier 3

RM N/A

Maklumat Tambahan

Keahlian Diperlukan

Tidak

Terima Barangan Bertatahkan

Ya

Terima Jongkong/ Syiling Emas

Ya

Warganegara Malaysia Sahaja

Ya

Nota

Different rates for new vs returning clients