Ar-Rahnu Cahaya

Ar-Rahnu by Koperasi Cahaya Al-Kifayah Berhad – private Islamic pawn service (operating under “Cahaya Gold & Jewellery” .

Butiran Pinjaman

Margin Tier 1

~80%

Margin Tier 2

N/A

Tempoh Pinjaman Tier 1

6 bulan

Tempoh Pinjaman Tier 2

renewable bulan

Had Maksimum Pinjaman

Maksimum Tier 1

N/A

Maksimum Tier 2

N/A

Maksimum Tier 3

N/A

Maksimum Individu

N/A

Maksimum Syarikat

N/A

Kadar Upah Simpan (Per RM100/Bulan)

Tier 1

RM 1.25

Tier 2

RM 1.25

Tier 3

RM N/A

Maklumat Tambahan

Keahlian Diperlukan

Tidak

Terima Barangan Bertatahkan

Ya

Terima Jongkong/ Syiling Emas

Ya

Warganegara Malaysia Sahaja

Tidak

Nota

High monthly fee (~RM1.25/100 loan)